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Are you a licensed installer? Check if the contractor holds the necessary license for the specific insulation product, as requirements vary. While some insulations may not require specialised licensing, others like spray foam demand an exclusive license.
When upgrading insulation, electrical work may be necessary due to the impact of thermal insulation materials on the home electrics.
Renovations/Repairs - If you're renovating your home or repairing the ceiling, you might need to take out the insulation to reach the structures underneath.