Reduce Your Environmental Impact

Insulation Government Assistance & Finance

Government Assistance Eligibility

You can receive a rebate of up to 50% of the total installation price, capped at $2,500, to upgrade the ceiling insulation in your existing home to R5.0 or higher.

Home Energy Support Program

The Home Energy Support Program provides up to $5,000 in rebates for eligible homeowners to help with the upfront costs of installing energy-efficient products. This includes:

  • one rebate of 50% of the total installation price, up to $2,500, for rooftop solar
  • one rebate of 50% of the total installation price, up to $2,500, for:
  • reverse cycle heating and cooling
  • hot water heat pumps
  • electric stove tops and ovens
  • ceiling insulation

If eligible, you can combine the rebate with a zero-interest loan through the Sustainable Household Scheme of up to $10,000 to help with the remaining costs.

Sustainable Household Scheme

You might be able to get a low-interest loan to improve your home’s energy efficiency. Reduce your environmental impact with ceiling insulation, electric heating and cooling, and other products.

UPDATE: According to the ACT government website, from July 1:
– A maximum loan limit of $20,000 will apply to all products for new applicants.

‘Previous scheme participants and households that have submitted an application or have received approval for a loan prior to 1 July 2026, can access a maximum of $15,000 over the life of the scheme.’

How it works

Eligible homeowners can borrow up to $20,000, with up to 10 years to repay it*. This is a 3% interest loan, with no upfront costs or fees.

If you’re eligible, you can get a loan from $2,000 to $20,000 to buy energy-efficient products. These include:

  • Household battery storage systems

  • Electric heating and cooling systems

  • Hot water heat pumps (HWHP)

  • Electric stove tops

  • Electric vehicles

  • Electric vehicle charging infrastructure

  • Ceiling insulation

  • Installation costs for these products

Over the life of the scheme, you can install one product or a bundle of eligible products. Together, these can be valued at up to $20,000.
Your repayments will begin when you either:

  • Install the product or system and it is operational

  • Buy the electric vehicle

Solar panels are no longer eligible for a Scheme loan. (Zero-interest loans and loans for solar are still accessible to eligible concession card holders under the Home Energy Support Program.)

*Terms and conditions apply.